0253-2315101, 2316101
Highlight:
| Title | Description |
|---|---|
| Ambulance Expenses | Maximum of Rs. 1000/- per Hospitalisation incurred on an ambulance offered by a healthcare or ambulance service provider |
| Co-Payment | Policyholders paying Zone A premium rates can avail treatment allover India without any co-payment. But, those, who pay zone B premium rates and avail treatment in Zone A city will have to pay 20% co-payment on admissible claim amount |
| Day Care Procedure Coverage | Covered |
| Donor Expenses | Organ Donor Expenses covered |
| Free Health Checkup | Amount equal to 1% of the sum insured max up to Rs. 1500/- for each member in Individual policy during the block of 3 years. |
| ICU Daily Rent Limit | Maximum of 2% of Sum Insured per day or up to Rs. 10000/-, whichever is lower |
| Minimum Hospitalization Period | 24 hours |
| No Claim Bonus | 5% of Sum Insured per annum. The maximum cumulative increase in the Limit of Indemnity will be limited to 25% of Sum Insured. Cumulative bonus will be decreased by 5% in the event of claim. |
| Non-Allopathic Treatments | Ayurvedic and Homeopathic Hospitalisation are covered |
| Nursing Allowance | Room Rent, Boarding and Nursing Expenses as provided by the Hospital maximum of 1%of Sum Insured per day or up to Rs. 5000/-, whichever is lower. |
| Post Hospitalization Expenses | 60 days immediately after discharge post hospitalisation. |
| Pre-Existing Disease / Illness coverage | 24 months from your first Health Policy. |
| Pre-Hospitalization Expenses | 30 days immediately before hospitalisation. |
| Room Rent Limit | Maximum of 1%of Sum Insured per day or up to Rs. 5000/-, whichever is lower. |
| Waiting Period for New Policy | First 30 days from the commencement of the policy. |
